Pat is a former Managing Director at Bank of Ireland, Corporate Banking where he headed up its Irish and UK corporate lending businesses having retired from that position in 2020. He is a recognised senior leader and influencer in banking and financial services with over 40 years’ experience across retail banking, credit risk, business and corporate banking, both domestically and internationally and across all sectors. Pat has extensive M&A experience, a proven track record in exceeding targets in several business leadership roles and in initiating and implementing strategic actions to deliver step changes in performance. A Fellow of both the Chartered Association of Certified Accountants and the Institute of Bankers and a 2017 graduate of Harvard Business School’s Advanced Management Programme, Pat is a Non-Executive Director of Dairygold Co-Operative Society, ESB and a number of Irish private companies and is also a Trustee of the Bank of Ireland Staff Pension Fund.